---
title: Coverages | Builders Risk
description: Specializing in Builders Risk coverage to protect structures and materials during new construction projects or renovations.
---

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    - [Builders Risk](https://www.oldrepublicinlandmarine.com/coverages-builders-risk)
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# Builders Risk

When it comes to protecting structures and materials during new construction projects or renovations, few things are as essential as the right Builders Risk coverage. At Old Republic Inland Marine, we're a team of industry-leading underwriters with the experience, expertise, and authority to provide quick underwriting solutions to meet the needs of our clients’ residential, commercial, and institutional construction projects.

- [Coverage - Builders Risk](https://www.oldrepublicinlandmarine.com/coverages-builders-risk#top)

## Coverage Features

- Proprietary Builders Risk Form offering superior flexibility
- Admitted and Non-Admitted capabilities
- Primary or Quota share
- Lead or Follow form
- Admitted insurance contracts are issued by Pennsylvania Manufacturers' Association Insurance Company, rated A+ (Superior) XV by AM Best and A2 Stable by Moody's

![](https://www.oldrepublicinlandmarine.com/hs-fs/hubfs/ori-insurance-solutions-comprehensive-insurance-solutions-image.webp?width=300&name=ori-insurance-solutions-comprehensive-insurance-solutions-image.webp)

## Coverages

- [Inland Marine](https://www.oldrepublicinlandmarine.com/coverages-inland-marine?hsLang=en)
- **Builders Risk**

## Offerings

- Project Builders Risk
- Master Builders Risk
- Coverage form offers both physical damage and delay in opening
- Critical CAT Coverage

## Capacities & Terms

- Limits up to $375M
- Critical CAT coverage
- Up to 36 months

## Target Classes

- Four-Wall Construction
- JM or better Construction
- Habitational including Apartments, Condominiums, and Assisted Living Facilities
- Commercial including Retail, Office, Institutional, and Hospitality
- Non-Structural Renovations
- Infrastructure including Roadways, Bridges, and Water Treatment Plants
- Light Manufacturing

## Educational Sessions

Contact your ORIM Representative to discuss topics we can present at your office or work site, or complete and submit this brief [form](https://www.oldrepublicinlandmarine.com/coverages/builders-risk-educational-sessions?hsLang=en) to have an ORIM Representative contact you. Below are our current CE offerings. We will continue to add courses, and we welcome your feedback on specific content needs and preferences.

- *A Brief Survey of Builders Risk ("Builders Risk 101")* - A practical overview of placing project-specific Builders Risk coverage, including who needs it, how it differs from other property policies, and key placement considerations. Learn about submission best practices, client discussions, and emerging challenges like water damage, catastrophe exposure, and delay in completion. Ideal for brokers seeking to strengthen their understanding and execution in Builders Risk placements *–* 2 to 3 hours
- *Reviewing Geotechnical Reports* - A comprehensive overview of geotechnical reports, highlighting their structure, key components, and critical underwriting implications. Attendees will gain insight into soil types, foundation systems, and how geotechnical findings impact risk assessment and project scope. The session offers practical guidance on interpreting reports to support informed underwriting decisions *–* 2 hours

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